Which of the following groups are examples of Specific Liens?

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The correct group of specific liens includes a construction lien and a mortgage lien. Specific liens are claims against a particular piece of property, directly tied to specific debts owed relating to that property.

A construction lien, often referred to as a mechanic's lien, is placed on a property by contractors or subcontractors who have not been paid for their work. It secures the debt associated with the work performed, ensuring the contractor can seek repayment from the proceeds of a sale of the property.

A mortgage lien, on the other hand, is a claim that a lender has against a property to secure the loan made to the borrower to purchase or refinance that property. If the borrower defaults, the lender can initiate foreclosure proceedings to recover the owed amount, again specifically tied to that property.

In this context, the other groupings consist of liens that do not fit the definition of specific liens. For example, property tax liens and mechanics liens would also qualify under specific liens, but the inclusion of a general lien in the last group indicates a broader category, not confined to a single property. General liens could attach to a debtor's entire portfolio of assets, rather than a specific property. Therefore, construction and mortgage liens are the best examples of specific liens.

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